:root {
  --ink: #101820;
  --muted: #5d6b78;
  --line: #e4e7ec;
  --paper: #f4f6f8;
  --card: #fff;
  --navy: #142033;
  --amber: #e09a12;
  --amber-dark: #b67808;
}
* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  color: var(--ink);
  background:
    radial-gradient(900px 280px at 10% -40px, rgba(224, 154, 18, .16), transparent 60%),
    var(--paper);
  font-family: "Pretendard", "Apple SD Gothic Neo", "Noto Sans KR", sans-serif;
  line-height: 1.55;
}
a { color: inherit; }
.wrap { width: min(1080px, calc(100% - 32px)); margin: 0 auto; }
.top {
  position: sticky;
  top: 0;
  z-index: 20;
  background: rgba(20, 32, 51, .96);
  color: #fff;
}
.top-inner { display: flex; align-items: center; gap: 18px; min-height: 68px; }
.logo { color: #fff; text-decoration: none; font-weight: 800; font-size: 18px; }
.logo small { display: block; color: #c5d0dc; font-size: 11px; font-weight: 600; }
.nav { display: flex; gap: 16px; margin-left: auto; }
.nav a { color: #e8eef5; text-decoration: none; font-size: 14px; font-weight: 650; }
.top-btn, .btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  border: 0;
  border-radius: 12px;
  background: var(--amber);
  color: #1a1406;
  text-decoration: none;
  font-weight: 800;
  cursor: pointer;
}
.top-btn { padding: 8px 14px; font-size: 14px; }
.btn { width: 100%; min-height: 50px; padding: 0 16px; font-size: 16px; }
.btn-line { background: #fff; color: var(--ink); border: 1px solid var(--line); }
.hero { display: grid; grid-template-columns: 1.12fr .88fr; gap: 28px; align-items: start; padding: 36px 0 8px; }
.kicker { margin: 0 0 8px; color: var(--amber-dark); font-size: 13px; font-weight: 800; }
.top .kicker, .quote-card.alt .kicker { color: var(--amber-dark); }
h1 { margin: 0 0 12px; font-size: 40px; line-height: 1.22; letter-spacing: -0.045em; }
h2 { margin: 0 0 12px; font-size: 28px; letter-spacing: -0.03em; }
h3 { margin: 0 0 8px; font-size: 17px; letter-spacing: -0.03em; }
.lead, .muted, .topics p, .quote-card p, .faq p { color: var(--muted); }
.chips { display: flex; flex-wrap: wrap; gap: 8px; margin: 16px 0 4px; }
.chips a, .foot-links a {
  text-decoration: none;
  background: #fff;
  border: 1px solid var(--line);
  border-radius: 999px;
  padding: 6px 10px;
  font-size: 12px;
  font-weight: 700;
}
.hero-actions { display: flex; gap: 10px; margin-top: 18px; }
.hero-actions .btn { width: auto; padding: 0 18px; }
.panel {
  background: var(--card);
  border: 1px solid var(--line);
  border-radius: 22px;
  box-shadow: 0 16px 40px rgba(16, 24, 32, .06);
}
.form { padding: 22px; }
.form h2 { font-size: 22px; }
label { display: block; margin: 12px 0 6px; font-size: 13px; font-weight: 750; }
input, select {
  width: 100%;
  height: 46px;
  border: 1px solid #d7dee6;
  border-radius: 12px;
  padding: 0 12px;
  font: inherit;
  font-size: 16px;
  background: #fff;
}
input:focus, select:focus { outline: 2px solid rgba(224, 154, 18, .45); border-color: var(--amber); }
.name-row { display: grid; grid-template-columns: 1fr auto; gap: 8px; }
.sex { display: flex; gap: 8px; align-items: center; }
.sex label { margin: 0; display: flex; gap: 4px; align-items: center; font-weight: 650; }
.phone-row { display: grid; grid-template-columns: 88px 1fr; gap: 8px; }
.check { display: flex; gap: 8px; align-items: flex-start; color: var(--muted); font-weight: 550; }
.check input { width: auto; height: auto; margin-top: 4px; }
.pair { display: grid; grid-template-columns: 1fr 1fr; gap: 14px; padding: 22px 0; }
.quote-card { padding: 22px; }
.quote-card.alt { background: var(--navy); color: #fff; }
.quote-card.alt p, .quote-card.alt li { color: #d5deea; }
.band { padding: 12px 0 8px; }
.block { padding: 28px 0; }
.topics { display: grid; grid-template-columns: repeat(3, 1fr); gap: 12px; }
.topics article, .faq details {
  background: #fff;
  border: 1px solid var(--line);
  border-radius: 16px;
  padding: 16px;
}
.topics .wide { grid-column: 1 / -1; }
.docs { margin: 12px 0 0; padding-left: 18px; }
.docs li + li { margin-top: 8px; }
.table-wrap { margin-top: 16px; overflow: auto; border: 1px solid var(--line); border-radius: 16px; background: #fff; }
table { width: 100%; min-width: 640px; border-collapse: collapse; }
caption { caption-side: bottom; padding: 10px 14px 14px; color: var(--muted); font-size: 12px; text-align: left; }
th, td { padding: 14px 16px; border-bottom: 1px solid var(--line); text-align: left; font-size: 14px; }
th { background: #f8f5ee; font-size: 13px; }
tr:last-child td { border-bottom: 0; }
.faq { display: grid; gap: 10px; }
.faq summary { cursor: pointer; font-weight: 750; }
.foot { padding: 12px 0 48px; color: var(--muted); font-size: 13px; }
.foot-links { display: flex; flex-wrap: wrap; gap: 8px; }
.foot ul { padding-left: 18px; }
.foot li + li { margin-top: 6px; }
.modal { position: fixed; inset: 0; background: rgba(16, 24, 32, .5); display: grid; place-items: center; padding: 20px; }
.modal[hidden] { display: none; }
.modal-card { width: min(420px, 100%); background: #fff; border-radius: 18px; padding: 20px; }
.modal-actions { display: grid; grid-template-columns: 1fr 1fr; gap: 8px; }
section[id], .form { scroll-margin-top: 84px; }
@media (max-width: 860px) {
  .nav { display: none; }
  .hero, .pair, .topics { grid-template-columns: 1fr; }
  .topics .wide { grid-column: auto; }
  h1 { font-size: 32px; }
  .hero-actions { flex-direction: column; }
  .hero-actions .btn { width: 100%; }
}